Should I Reaffirm a Debt?

If you file for bankruptcy and seek to discharge secured debt, your creditor may come to you while the bankruptcy is still in process and ask you to enter into a reaffirmation agreement. Reaffirmation agreements are basically a new contract with your creditor, allowing you to keep the property secured by the debt. Before you do, it is probably in your best interest to have the agreement reviewed by an experienced attorney.

At the office of Perry O’Brian, we handled all types of bankruptcy law matters for individuals and businesses in northern Maine for more than 36 years. With a strong understanding of laws and procedures governing bankruptcy, we make the process as simple and stress-free as possible for you. Committed to responsiveness and efficiency, we answer all calls or e-mails in a timely manner. We seek to complete your bankruptcy filing with minimal cost.

Protect Your Rights in Reaffirmation Agreements

We handle all matters related to the proposed reaffirmation agreements, carefully reading, explaining the terms, and helping you have a clear picture of your obligations under the agreement. Though reaffirmation agreements may allow you to keep your property, they benefit your creditors. We make certain that you know what you are getting into before you sign on the dotted line.

Contact Our Office

We provide a free initial consultation to every client. To arrange a meeting with an experienced Bangor bankruptcy lawyer, contact us by e-mail or call our office at 207-942-4697 or toll-free at 877-900-9857. Installment payment plans are available to help you afford the costs of legal counsel. We are conveniently located in Bangor.